Tax-Saving Tips   Your 2025 Year-End Tax Planning Guide   As we approach the end of 2025, there’s still time to take action and make a real difference in your tax outcome for the year.   With thoughtful planning and a few strategic steps, you can reduce your tax bill, strengthen your retirement savings, and position your finances for a better 2026.   Below are some year-end moves to consider before December 31. Each one is practical, IRS-approved, and designed to help you kee

The One Big Beautiful Tax Bill (OBBBA) , signed into law on July 4, 2025, is one of the biggest shake-ups to the U.S. tax code we've seen in a while. Building on the 2017 Tax Cuts and Jobs Act (TCJA), this new law makes some temporary rules permanent and adds fresh perks for individuals, businesses, and estate planners. Here’s the scoop on the main changes: 1. Permanent Extension of Lower Tax Rates This bill keeps the TCJA’s lower tax brackets in place, stopping them from goi